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Employment Status -
There are two main categories of employment status which are employed or self-employed. Lenders will request different information from each category such as payslips and audited accounts however the criteria should not differ.
Some lenders will consider applicants that are on probation (usually three months) providing they can provide proof that they will remain in the job after the probation period has passed.
A category that is rising are applicants that are retired. As we all live (and work) longer, the number of retired applicants is increasing. Provided that the applicant receives a personal pension, there are lenders that will consider this as a regular form of income and would lend into retirement. Most lenders however will NOT accept state pension.
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